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Discover How Happiness, Fun, and Success Gives You Inner Peace

Having fun, enjoying life is the way you want to live. However, many people live feeling stressed instead of feeling inner peace.  If you are at the point where you have spent too many days not enjoying yourself it’s time to create change. When was the last you took some time off? Switching from my fast paced lifestyle in New York to being on Aruba’s “One Happy Island (my home away from home) was night and day. Making the shift was worth it because I feel the best I’ve felt in ages after returning from a 3-week vacation at the Casa Del Mar Resort with my family and friends.  In case you have never been there, the island of Aruba is only about 21 miles and located in the southern part of the Caribbean Sea. Aruba may be small, but it’s a perfect place to unwind and relax. Don’t let it take years for you to invest in your well-being and have fun and immerse yourself in feeling refreshed and rejuvenated.

Relaxation is key if you wish to gain the full benefit from any vacation. Your mind and body need time, peace, and quiet. Once you make the decision and get settled then your mindset is ready to take full advantage of your vacation experience.  Whether on vacation or in life, it’s good to unwind and truly “BE”.  One of my most favorite experiences was taking part at the resort offered the class, Chair Yoga for the second year in a row with an incredible teacher, Gladys M Duarte. I discovered again how this low impact exercise strengthens your body and calms your spirit. It was also a great way to meet people in a fun and relaxing environment. I encourage you to find one in your area, so you can incorporate inner peace and exercise into your life. 

Needless to say, we had a blast. I ended up participating in 9 classes over my vacation. The vibrant Caribbean backdrop didn’t disappoint, my classes took place around beautiful trees near our pool and you could feel the wonderful sea breeze while working through each routine. I’m filled with plenty of fond memories and if you are struggling with stress, anxiety, or find it difficult to relax then I highly recommend chair yoga. By the end of the three weeks, I felt better than when I arrived and filled with a sense of well-being. It was a feeling of renewed peace and tranquility, and one I’d like for you to experience as well.


Some Benefits of Chair Yoga:

  • It’s a great way to relax from head to toe giving you a sense of peace as your mind relaxes.
  • Chair yoga is a quick way to stretch your body and relieve tension. It’s much healthier for you instead of reaching for food to comfort you.
  • It will increase your range of motion by opening your hips, moving your shoulders and neck. It feels so good.
  • Total body benefits as it increases blood circulation and stimulates the elimination of body toxins.
  • Improves balance, posture, flexibility, and mobility of the feet, toes, and hands.

Note- On September 17th Gladys will be here in the states at “NY Fit Fest” in Long Beach, New York, teaching with other world-renowned athletes, leading activities ranging from sunrise yoga, meditation, surfing, dance, health and more.

Life is full of choices. Make your well-being a top priority and plan some quiet time into your life. You’ll find yourself less stressed and it’s good for your overall well-being because you will feel refreshed, relaxed and rejuvenated. Having a ritual to start your day will lead you to more success. Your mindset matters and how you feel determines the actions you take each day. My coach Sheri Kaye Hoff put together a group of expert professionals sharing their ideas for creating a successful mindset. It has helped me to live my life in a proactive manner instead of reacting to all that comes my way. I would like to share and inspire you to create a success ritual now, contact me and we’ll create a plan that will provide you the best outcome for your life. 

 Instead of focusing on problems and what is negative lean into success by establishing new habits. Make the commitment today by living a life filled with health, wealth, and happiness. When you look for solutions, new opportunities, and instill within yourself the desire for something better you will enjoy life. Routines give your life meaning and purpose. Decide today what goals are most important and what you want to achieve. A focused effort for real change can make a difference in your life and the lives of others. All you need is a plan and put in the effort to get you there. 

Here is how I define success.

Simple Practices I Follow for Focus on a Successful Mindset

Writing down what I am grateful for gave me an uplifting feeling to start or end my day.

Having a commitment to exercise at least 4 times a week relaxes my mind, releases tension, frustration and strengthens my body.  I ride my stationary bike for 30 minutes, lift weights or do pushups to motivate and inspire me.

Changing my diet from a regular routine of pizza, Chinese food, white rice and gravy, bagels, fried foods and chips to reducing each one of them one at a time. Approaching food in this manner helped me to create new habits of choosing healthier foods without depriving myself while on my well-being journey.  Instead of a seeing this change as a “diet”, I looked at it as a slow and steady lifestyle change. Framing within my mind in this way helped me to overcome mentality what was keeping me from achieving my permanent weight loss.

Focusing on my personal development and personal growth was and remains my way to success.  Hiring a life coach opened a new world of self-discovery and personal growth to embrace and experience. Getting the support I needed in several areas of my life and having an accountability partner to turn to for guidance, inspired motivated and helped me stay on track.

Going out of my comfort zone and starting a blog gave me the confidence to write my first book which was something I never imagined doing.

For inspiration, I turned to listening to audio recordings of spiritual music, meditation, and courses to keep moving forward as I pursued my dreams.

Be patient and enjoy the journey and dream big.  Keep doing the things you love instead of being worried and filled with fear of what might happen next.   Learn how to create success by taking simple steps that move you forward.  Focus on changing any negative attitude that may linger and push yourself to have a positive winning mindset. The effort will soon turn into a habit that will transform your life. Decide today to create change and improve your well-being by creating a life filled with happiness, success. You’ll discover the brighter side of life while having more fun living the lifestyle you desire.

 

You can read more Expert Ideas for Creating a Successful Mindset here: https://sherikayehoff.com/expert-ideas-for-creating-a-successful-mindset/

You don’t have to spend your days being worried and frustrated. Enjoy life and have fun! Here are… 

9 Easy Ways to Soothe Your Soul

  1. Have more fun in your life.
  2. Do something you have never done before.
  3. Read a book or 2 or 3.
  4. Take a nap outside in nature.
  5. Be mindful of what you put into your body.
  6. Do what you love.
  7. Help others. Sharing is caring.
  8. Stop worrying about what people think.
  9. Be you.
  10. Write a poem.

I was thinking of you while on vacation and wrote a poem to inspire you to create more inner peace so you can enjoy life.

 

Discover Inner Peace Now

Don’t worry about the past 

Life goes by fast 

Feeling the wind with my eyes closed

No worries, no woes soon to doze

Your mind might wander about

Trust you can heal your doubt

Looking up into the sky

Watching the palm trees move, thinking of my why

Being still was unheard of in the past

Now in seconds it’s possible to make it last

Positive thoughts fill my mind

Smiling as I unwind

Take time for you

Choose what you love to do

Step out of your comfort zone instead of being in fear

Listen to your inner guidance, wisdom and hear

Don’t give up on your dreams

Start thinking of how to build your support teams

Surround yourself with people sharing and caring

Open your heart, be bold and daring

Control your attitude

Live your life in gratitude

Do what you love each day

Don’t stop until you find the way

Embrace, experience, engage with an open mind

Today, and at all times, remember to be kind

Go at your own pace

Compassion makes the world a better place.

Inner peace is yours

When you are willing, you will see many open doors

Go with the flow and experience the new

Each day, may peace be with you

 

 

Do all you can to giving yourself the best opportunity to live life to the fullest. Share your gifts with the world so you too can discover your own path. You are meant to be happy and fulfilled. Continue to seek out answers and be open to all that will unfold. The answers will surprise you.

To your health, wealth, and happiness,

Bonnie Gortler
Wealth and Well-Being Coach

 

 

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Bonnie

The Inspired Wealth & Well-Being Coach

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Are you ready for more happiness in your life? Most people are caught up in all that can go wrong that they miss out on all the joy right in front of them. Finding mine has taken years of work and self-discovery. As I look back on my own journey what has helped me the most is in being thankful for the lessons learned and the ability to embrace each experience by being present in the moment. As it turns out this past month turned out to be one of my happiest yet. It was jam-packed with excitement, family time, personal development training, and celebrations to treasure for a lifetime. 

My adventure started with a Mother’s Day filled with fun and an array of emotions as I thought of my own mom (RIP) and everyone who may be missing their mom on such a special day. Time has helped me to heal so the day was not as sorrow filled as it has been in years past. Over time I’ve learned to focus on the good times we shared instead of being sad I’m not with my mom. Redirecting my focus has allowed me to enjoy the day by being fully present for my own family. If you’ve lost someone so special then you too know and understand how it feels. My hope is you were also able to fully enjoy your day. My day started with my husband, Neil giving me a beautiful bouquet of flowers and making me a delicious breakfast. Then my daughter gave me a certificate saying we were going to spend time together at Muse Paint bar creating a picture of flowers (we had so much fun together). Then before I could soak everything in, Neil gave me tickets to see Barry Manilow! I was so surprised and still get excited all over again just thinking about it. Barry happens to be my most favorite singer for the past 40 years and I never get tired of seeing him perform. We finished off the night with more family and had a barbecue together sharing laughs, memories, and plenty of love. It was a perfect day.  

Last month was great for my personal development as well since I was also able to attend a Retreat Weekend in Portland Oregon. It was there I had the opportunity to see my coach face to face and meet up with friends who also take part of the six-month mastermind program (a customized blend of group coaching in an environment where it is a safe place to talk openly filled with continuous learning). There was so much wisdom shared, and genuine support from one another. While spending time together, we were challenged to stretch beyond our limiting beliefs and also learned the importance of living in the moment for an optimal life experience. It was life changing and filled with many a-ha moments. Not only for myself but also for everyone within this group. A very special time I will always cherish.

After spending my alone time in Oregon it was back to New York to take part in one of the proudest moments any parent can have. My daughter, Amanda completed her Masters in Special Education with honors.  As it turned out the honors ceremony was on the first day back after I returned from my trip. Needless to say it was a busy day. That weekend we went to the graduation ceremony to celebrate her success. Neil and I are very proud of her accomplishments, and know without a doubt she will make a difference in the lives of every child she touches and will continue to be a positive influence in the years to come.

 

 Every single second is an opportunity to change your life because in any moment you can change the way you feel.” – Rhonda Byrne

 

Easy Daily Practical Rituals For More Happiness

Do you find yourself getting frustrated, distracted or irritated easily? It is possible to start your day with less stress, anxiety, and feeling more refreshed. You can create more joy in your life with a positive mindset. Simply make a commitment to yourself by incorporating disciplined daily rituals so you can be at your best.  

You will find daily rituals will:

  • Raise your energy, will increase your happiness and you will have more success.
  • Help you be more optimistic and give you a feeling of more confidence.
  • Help you relax.
  • Help your focus to achieve the tasks or goals you desire.
  • Help you build a strong mental attitude.

Some examples of easy daily rituals for more happiness:

  • Have a healthy breakfast.
  • Sit quietly for 5 minutes taking a few deep breaths.
  • Focus on what is positive in the moment.
  • Learn to focus on what you want, not what you don’t have.
  • Move your body – create a short exercise routine that you like and will do each day.
  • Read for 5 minutes on an area in life that interests you.
  • Write down 6 goals you want to accomplish. Circle the top 3 and focus on them until complete, not doing the other ones. In this way, you will see what is most important and a priority to you.

By taking consistent action with your daily rituals you will create happiness and experience more joy in life. We all lead busy lives but you can still take the time to celebrate special times with your family and friends. Life has so much to offer and as your journey continues, learn to become mindful of each moment and enjoy the process of growth along the way.  Keep your momentum going forward. Choose what you desire in life, and be open to new challenges and opportunities. Life is amazing, be happy and continue to help others along the way. 

If you like this article, then you will love this! Free Grow Your Wealth and Well-Being E-Book HERE

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Life is filled with twists and turns. Taking small actions toward what you want to achieve can create a new perspective on how you go about achieving your hopes, dreams, and aspirations. Have you or someone you’ve known ever challenged you to create goals beyond what you had imagined you could do? I know I have, and it’s made all the difference in my life! Goal setting is not rocket science but why go about it the same way over and over again? One of the best approaches I’m learning to help you succeed is to focus on improving your weaknesses so they become your strengths. You can do this by putting a plan in place that will keep things fresh and will help you feel renewed. Start by deciding that during this process of growth you are going to have fun, choose to be happy and do what your heart wants you to do. Life is short and can pass us by pretty fast so you want to take care of yourself and not spend too much time sweating the small stuff.

If you find yourself needing to pull yourself out of a funk, you can do so by changing your mindset and by shifting the language you use. It all starts with you accepting things for what they are.  Seeing life with all its ups and downs allows you to make better decisions about your plan of action. This small exercise will unlock your inner peace and is a great way to center your thoughts so you can begin finding the answers that will turn your weaknesses into new strengths, and also allow you to enjoy each day. 

When I started on my well-being journey I never imagined what an impact a change in perspective could be. The power to believe, added with simple consistent action steps has lead me to discover new strengths which had been hidden from my view.  The writing was never my strong point, math was. I didn’t even have to write a business letter in my corporate job, and my boss would put together the proposals to prospective clients so I didn’t get much practice. I do remember as a child that I did love writing letters to my teachers, friends, and family thanking them for their love and support.

As I grew life changed, I found other interests, that didn’t include writing.  A breakthrough appeared when one of my coaches gave me the assignment to write a poem. I wrote back to her expressing my apprehension with a big “Are You Kidding Me?” She wrote back and said, no she was not kidding and that I could do it. Yikes! I remember the fear and worry that filled my spirit. It was crazy that my coach had more belief I could write a poem than I did in myself. Instead of saying “I can’t” (one of my favorite answers before I started coaching), I dug deep and found the courage to move beyond my comfort zone and I started to write.  

Little did I know how much fun the process would be. It has opened up a new set of possibilities both personally and professionally. I learned when you find the courage to do something and continue to do it you gain a sense of confidence that spills over into all areas of your life. When I grow hesitant about trying something beyond my comfort zone, I do my best to remember back how fear used to fill me and how the flood of overwhelm would be so strong it would leave me paralyzed. Then I remind myself how I overcame all of that by finding the courage within myself to push through. This is something that has helped me time and time again. We all need a bit of encouragement and to help you make the shift take a moment and read my poem The Power of Inner Peace is Within Reach. My hope is you will realize all you can accomplish by changing your old way of thinking so you will explore new opportunities.

Putting myself out there in such a way was quite a challenge, especially since I knew that writing was not a strength I possessed. It was five years ago when I wrote that poem and had the courage to share on my blog. It taught me a valuable lesson in trusting myself and in the process of cultivating my untapped abilities. It goes to show you the power of how one thing can lead into another so that you can grow into who you are meant to be. Which, by the way, later on, another seed was planted by my mentor, when she said to me “you have a book in you.”  What? Writing a poem was such stretch that I laughed at the idea of writing a book. It was only with the support of my coach and working on having a positive mindset that I was able to discover that there really was a book in me when I published “Journey to Wealth”.  It took time and plenty of revisions but I’m proud to say it’s published and available on Amazon. Who knew? I didn’t, that’s for sure! Don’t doubt yourself. Your thoughts and perspective make a huge difference in what you do, Unlock the strength inside of you and take the steps needed so you can move forward today with a healthy outlook. 

How to Turn Your Weaknesses into Strengths

  1. Realize the impact of attitude on life. Raise your awareness to what your weakness might be and accept them, instead of going to the place of frustration.
  2. Ask someone you can trust for help that has done what you want to do.
  3. Start with doing one simple step. Practice to gain confidence and get better and better each day.
  4. Don’t take criticism or feedback personally. Not everyone is going to like what you do. Ask yourself what you can learn from the feedback that has been given to you.
  5. Change your thought process to think solutions. Focus on how to fix the problem, not on the obstacle. Don’t stay in a place of anger and keep focusing on what is negative, focus on what is positive
  6. Believe in Yourself. You are ready for unexpected challenges that arise. Think back to those challenges you already have handled in your life.
  7. Learn from your past mistakes, don’t beat yourself up, press on.

Start today by doing something you have never done before. The time has come for you to break through your challenges and gain a new perspective that will empower your new way of thinking. Do this by creating a plan and make it simple enough for you to follow. Revise as needed so you will stick with it. When you put in the effort to master a new skill, you will become excited again. The energy and revitalization you feel inside as you chart a new course in your life will become the foundation that will enable you to do even more. An opportunity exists at every turn. Take advantage of it. Create change in your life with small actions steps that move you closer to increased wealth and well-being. Living inside your comfort zone is not a good option if you want to find the fulfilled happiness you deserve. When you start to turn your weaknesses into strengths there are brighter days ahead so you can experience all richness life has to offer. 

If you like this article then you would love my new E book.

Get your free access HERE

To your health, wealth, and happiness,

Bonnie 

The Inspired Wealth & Well Coach 

 

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When you experience big changes in your life, it’s tempting to want things to go back to “normal”.  Your big change could involve your personal life, your health, your career, and/or your business. But what if your normal is a “new normal”. Your new normal could be even better than your old normal and include changes that prevent you from ever going back to your old normal. Some things that we experience in life change us so profoundly that there is no going back. And that’s a good thing. After I got so sick in the summer of 2015 and came so close to death, people asked my son, Nick, “How is your mom doing?” His answer was, “She is better than normal.” I changed profoundly from going over to the other side and coming back into my body. If I had set my eyes on returning to my old “normal” after this major life event, it wouldn’t work.

So how can you create normalcy after dramatic changes in your life? I have 7 steps to help you find your new sense of normal and stability.

  1. Discover how to feel much better.
    How you feel is related to the way you think about life. If you decide that you want to feel better, you set yourself on a path to feel better.
  1. Begin writing in a daily journal.
    Journal Prompt: What would it take right now to make me feel better? Then, ask, “How can I get there?”
  1. Open the doorway to experience complete healing.
    Allow the idea to form that you can heal completely from your experience. You don’t have to see yourself as “damaged goods”. I know that when I lost my brother at a young age, I thought that I would be damaged forever. When I first began to allow the possibility that I could be happy and feel joy, I experienced a turning point and headed back to a feeling of wholeness. When my heart failed last summer, I was frustrated thinking that I had a “bad heart”. I knew on a soul level, my heart was good and pure… and it felt terrible to think otherwise. When I started appreciating my heart for supporting me to this point in life, my attitude change. I was thanking my heart every day for its hard work. Eventually, my heart responded to this appreciation and I experienced a spontaneous healing.
  1. Greatly improve the quality of your life right now.
    Work on your bucket list now Why wait? If you want to improve your golf game, do it now. If you want to see more concerts, do it now. If you want to spend more time with people you love, do it now.
  1. Create peace of mind.
    Let go of needing to fight against something. Create acceptance and that is the beginning of positive change. When you accept what is going on and get calm, you have a positive starting point for change. Peace of mind enables clear thought and options that you may not see when you are in a frenzy or fury over something you perceive as unfair. Rather than think about what you are against, think about what you are for.
  1. Create focused thinking.
    It’s difficult to have focused thinking when you have a lot going on. Thoughts get scattered and cloudy. Focus your mind with deep breathing exercises and journal exercises. Reduce noise, so you can clearly see options and weigh decisions. Journal Prompts: What are my goals? What help do I need? What do I need to learn?  What action steps do I want to take?
  1. Take charge of a full-on blitz for your mind, body, and spirit.
    When you care for your mind, body, and spirit; you create a holistic approach for creating your “new normal”.  Cultivate thoughts that work for you. Take care of your body combining the best of modern medicine and alternative approaches that make sense for you and move your body in a way that is fun and inspiring. Meditate and pray on a daily basis to stay connected to your spirituality.

When you practice these 7 steps, you will find your “new normal”.  You may be surprised to see that you are better than ever, living a purposeful and fulfilling life no matter what is going on around you.

Business and Life Strategist, known for inspiring massive action and being a catalyst for personal and business growth, joy, and profits in a way that is fun, relaxing, and fulfilling, Sheri Kaye Hoff inspires people to the do work they love and make money. She is a near death survivor and thriver. Learn more about Sheri

 

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Will you be in the same place as you are five years from now? Are you happy and enjoying your life? Focus on what you desire as if it is yours now. Visualize your success and have positive thoughts.

Experiencing challenges teaches you many invaluable lessons.   The number of times you succeed is in direct proportion to the number of times you fail and keep trying. Don’t give up.  Doubts and fears might pop up however they are temporary obstacles.

Be persistent. Focus on one step at a time to reach your goal. You will have a great feeling when you successfully meet the challenge. All great achievements require time, endurance, and a push to get through to move towards your goals.

Surround yourself with others who support you and are positive and avoid the people who give off negative energy or put you down. Openly share your talents with others.

You don’t need to know all your answers in advance.  Have a clear idea of the goal you desire to reach. Take one step at a time and be patient with yourself. Once you muster up the courage to begin, you’ll find the courage to succeed.  If you can believe it you can achieve it.

Share your own formula for creative success.

Bonnie Gortler

The Inspired Wealth & Well-Being Coach

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Take the time to think about what you could achieve today if you decided to be brave. These are just a few questions to ponder. What has been burning inside of you just waiting to come out? Ask yourself what is holding you back from going after your dreams?  Decide you are going to take a few minutes  now to do one important goal on your list that you have been avoiding. Choose something that would be fun and you love.

YOU can do anything you set your mind to.  Even if you have feel some fear, the courage is within you. Decide to make it a point every day to take one action step  to what your heart desires.  Never give up on your dreams! Believe in You… I certainly do!

Create an excellent week ~Bonnie

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It’s time to visualize your success, have positive thoughts and be who you desire to be.  Have you asked the question where will you be five years from now? Please don’t ever let anybody tell you that YOU can’t do something. You can do anything you set your mind to. A great reminder to myself too!

Realize failure is part of success and understand mistakes will happen. To be a winner you don’t want to be overly scared to lose. This is a hard lesson to have to learn and I’m still grasping this concept as well. Decide now YOU will feel great when you go out of your comfort zone. Be gentle with yourself. Know you will rise to the occasion and successfully meet the challenge. Go for it, and act on your dreams! Keep your dreams alive and dream big.

Take a small step forward each day and share your wisdom with others. Be kind to yourself.  You don’t need to know all your answers in advance. Focus on what you desire just as if it’s yours NOW! Be YOU!  Be the best and don’t settle for less.

Begin today by surrounding yourself with others who support you and are positive and avoid the people who give off negative energy and put you down.

Once you find the courage to begin, you’ll find the courage to succeed.  If you do happen to fail, pick yourself up and keep trying. Choose the path to move forward, no matter what other people think. What are your thinking about? Don’t quit. Choose to persevere! 

Listen to your heart. YOU ARE A TRUE SUCCESS!


 

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Bonnie Financial from KathyAre you at peace or frustrated when you think about your day–to-day finances? Have you sat quietly and thought about how to set real change in motion when it comes to your wealth? Decide now that you will create change and make your finances a priority. Be a self-starter towards achieving your financial goals. Don’t wait for someone else, or say you will begin tomorrow. Make proper money management a top priority and watch how the positive results impact your bottom line.

To begin you must right write down your three biggest challenges in terms of your finances. Ask yourself why do you think they are not working? What changes can you make right now and do differently to improve your future earnings or place you in a better position for financial independence?  How can you change your mindset in order to make the needed changes that will keep you stress and worry free?

Changing your habits could involve forgoing some activity or habit that is costing you money but you keep doing even though there is no real benefit or satisfaction. It can anything but for now focus on finding a routine that you do and could just as easily do without. Yes, it’s possible for you to learn a new wealth building attitude, one that suits your needs, one that you will commit to, and one that pays out huge rewards by giving you a feeling of satisfaction and happiness.

You can also start by adjusting the thought patterns and by reevaluating the behaviors surrounding your relationship with money. If all your thoughts are negative, you’ll quickly discover that real change will be more of a challenge and improvement will escape your grasp every time. The only way to move into true prosperity is by thinking good thoughts followed with strategic action because both of these activities will give you a different perspective and will also become the foundation of belief so you understand in your heart that it’s possible for you to have the life you’ve always dreamed about.

“A positive mind finds a way it can be done;
a negative mind looks for all the ways it can’t be done”- Napoleon Hill

It also helps if you begin with the habit of incorporating a new daily behavior that will allow the positive thoughts to become automatic. By consciously forging a new healthy mindset you will develop rituals that will allow you to reach your goals. Decide now to create a plan of action that consists of action steps that move you closer to successfully impacting your finances. It’s never too late to start. Don’t put off your financial well-being. Your future self is depending on you!

Think about one realistic financial goal that is specific and measurable, and then write it down.  All habits can be changed. You can tweak as needed but you must set them in motion by taking action. Habits are learned responses. Once you make a new habit part of a daily routine, they become fully ingrained in what you do and will quickly begin to feel very natural to you. Adopting new ways of change adds to your wealth and will help you live the lifestyle you desire. You can use the additional tips below to help you as well.

Create A Positive Impact On Your Finances:

  • Money July blogDo less, not more. Remove one item that you do often and are not getting the results you desire. Do more of what is giving you the results that you desire.
  • Adopt a positive money mindset, that has an optimistic outlook that gives you the feeling of security and freedom of choice.
  • Develop rituals, routines that keep growing your knowledge and understanding. Do what you love to do, don’t procrastinate, instead take action and don’t wait until everything is perfect. (I’m still learning this principle)
  • Compose a written plan with your individual financial goals. Set goals for 3 months, 6 months, and a year. Pick one to start working on and make it a priority each day.
  • Start a ritual of tracking your finances each day. Watch where you are spending your money each month. When you are comfortable track your spending differentiating between “needs” and “wants” and then create a plan that prioritizes spending within your means.
  • If you need some assistance, find someone who can support and guide you that will keep you accountable to reach your goals.

Here is a worksheet to help you start to focus and have a simple shift when it comes to money.

What SIMPLE changes can you do right now to save?

1)_______________________________

2)_______________________________

3)_______________________________

What are your three MOST SIGNIFICANT financial goals?

1)_______________________________

2)_______________________________

3)_______________________________

What are 3 FINANCIAL GOALS you would like to ACHIEVE in the next 6 months?

1)___________________________________

2)___________________________________

3)___________________________________

If you could make any SIGNIFICANT changes in your finances TODAY to save money for your future, what would they be?

1)___________________________________

2)___________________________________

3)___________________________________

Set in motion your journey to wealth!

Start now and create your own simple money rituals that will have a positive impact on your finances.

I invite you to send an email and share your financial goal setting tips or your money mind shifts experiences to Bonnie@Bonniegortler.com or use the comments box below.

If you like this article, then you will love this!  Click Here: https://bonniegortler.com/10-wealthtips/ 

 

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Are you a new home buyer? The home buying process can be a bit complicated; a Realtor like me can assist you in making the process smooth and enjoyable. In this article I will go over the basic steps in the home purchase process. You can easily write individual articles about each step in the process, so this is that you have a basic understanding of what goes on each step of the way.

It all begins with the selection of a Real Estate salesperson. You should select someone who will listen to your wants, be attentive to the things that are important to you, and most importantly someone you feel you can have a good working relationship with. The next step in the process is getting a preapproval from a Mortgage lender (your broker should be able to recommend good people for you to work with all throughout the process) Most buyers will not entertain offers unless they know the bank will in all likelihood give you a mortgage, or you are going to pay cash and supply proof of funds. It is now time for that realtor to help find you that home you love. You will then make an offer and he or she will negotiate an accepted offer.

Once those negotiations are complete a vital part of the process is the home inspection. This can be done by either building inspectors or engineers. Most inspectors are either certified to do, or work with termite inspectors who will check for termites or termite damage. Once the inspection report is reviewed by you and your attorney it is time for the formal contract. You should have an attorney selected, his name number and email available any time prior to the inspection.

It is now time for the bank to do their work if you are getting a mortgage. They will need a copy of the contract signed by both parties. They will then order an appraisal making sure the value of the property is in line with the money they are lending you.  The bank and your attorney will now check for clear title of the property, check the survey and make sure there are no outstanding liens against the property. Once all your personal information is verified the bank will issue a commitment letter. This process usually takes 30-60 days.

It is now time for your final walkthrough before closing. This is typically done the day of or the day before closing. You will use this time to insure that things are still in the same condition as they were in when you negotiated the purchase. If you were to find things in disrepair (different condition than when the purchase was made) your attorney will hold money in escrow so you can have them fixed or an amount will be agreed upon prior to closing. It is now time for the formal closing. This usually will take place at the bank attorney’s office.

Congratulations you are now a homeowner. Enjoy your new home!

Neil Gortler is a licensed real estate salesperson with Douglas Elliman real Estate. He has advanced certifications as a SRES (Senior Real Estate Specialist) and CBR (Certified Buyers Representative). Contact Neil for all of your Real Estate needs.

Neil Gortler

Neil Gortler, CBR
Licensed Real Estate Salesperson

Phone: 516.849.5895
neil.gortler@elliman.com