8 Principles for Stronger Financial Well-Being

Have you considered what you could do today to improve your financial well-being?

Growing wealth can sometimes feel challenging, but managing your money doesn’t have to be overwhelming. It begins with a single decision to say yes to yourself and your future. You can adopt new habits and routines that bring greater comfort and clarity around your finances.

You deserve to be paid what you’re worth while doing work you love. Simple strategies can help you create lasting financial change and achieve greater success sooner than you might expect.

Instead of repeating the same thing and expecting a different result, it’s time to shift. Ask yourself, “What is it really costing me to stay where I am?” It’s possible to feel good instead of stressed about money. You can be in control, calm, and empowered with your money now, which will get you different results and move you closer to your heart’s desires, those dreams you think about often.

Beating yourself up for past financial choices will not move you forward. Decide to take an objective look at evaluating where you are financially. Being accountable and not hiding from what is going on with your finances doesn’t have to be painful. It’s much healthier to focus on creating a positive mindset, especially one that moves you toward what you want instead of what’s missing. With the right mindset and tools, you can feel more peace, confidence, and clarity about your finances.

Change happens when you take ownership of your finances. Create change by taking simple steps to help you feel better each day. You can create change now. There’s no need to wait until tomorrow. Break free from your old habits that block your success and develop simple ways that lead you to more financial well-being. The best time to begin is today with one small step.

8 Principles for Stronger Financial Well-Being

1. Believe in your worth. Never settle for being underpaid. You are valuable.

2. Pay yourself first. Automate deposits into a separate account to save between 5% and 10% of your income.

3. Spend less than you earn. Find ways to cut your costs. Even small shifts—like cooking more meals at home—can add up over time.

4. Learn more about the investment world. Create a plan to set money aside to start an investment account and build your wealth; the earlier the better—time is your friend.

5. Manage your risk! Your number one goal is capital preservation. Focus on avoiding large losses. It’s more important not to lose than it is to win.

6. Choose a flexible investing strategy. Having an adaptable plan allows you to adjust your portfolio if unexpected changes occur.

7. Diversify your assets. Limit risk by investing in stocks, bonds, exchange-traded funds (ETFs), and mutual funds.

8. Take small positions in stocks. Since stocks can be volatile, keep each investment to 1% or less of your assets so no single stock can significantly impact your portfolio.

You don’t have to master everything overnight. Choose one principle and start. Each small, consistent step you take will move you closer to the financial life you deserve.

If you are unsure where to begin and need guidance, I’m here for you. Together, we can create a clear, personalized investing and lifestyle plan that aligns with your goals and values. You have the power to create the future you desire starting today. Say yes to yourself. Say yes to stronger financial well-being.

If you like this article, you will love my free report, 3 Keys for Embracing Well-Being.

Bonnie S. Gortler

Bonnie Gortler, a Consultant, Coach, and Author, is a Wealth & Well-Being expert with over 35 years of experience in managing multi-million-dollar client portfolios at a top-rated investment firm. As the author of Journey to Wealth, Bonnie is dedicated to teaching the importance of risk management and achieving true financial well-being by integrating both the technical and mental aspects of investing. With an M.B.A. and certification as a life coach, Bonnie combines her passion for coaching, consulting, and blogging to inspire people globally. Her powerful techniques and winning mindset help others experience personal growth and financial success. Explore wealth-building tips, personal development strategies, and more at BonnieGortler.com, and discover how you can enhance your wealth and well-being.  


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